Before signing anything from the insurance company or any paperwork which the adjuster may have in hand, it is a good idea to ask a few questions. As with any legal forms, it is never a good idea to just sign away blindly. Here are some of the first and foremost questions that need to be asked of any Insurance Adjusting Firms in Queens NY when it comes to auto accidents.
Will they put in writing that the accident was caused by their insured driver? If they are unwilling to do this, it is a huge tip off the insurance company is planning to argue that the accident is not the fault of their driver.
Will they provide a copy of their insured driver’s insurance policy? In many places, it is the law that the insurance company must provide written confirmation as to the extent of the coverage that their driver maintains.
Will the Insurance Adjusting Firms in Queens NY provide a copy of their driver’s recorded statement? Many insurance companies will refuse to allow their recorded statement to be heard by the opposing party. This is when hiring a lawyer will become necessary.
Will they provide a written promise that they will make available all copies of medical records that they have collected? When the insurance company asks for a medical release to be signed, they are really wanting to collect all of the medical records they can get pertaining to the opposing driver.
Will they provide copies of statements the have received from other witnesses? They may drag their feet on this but it is the legal right of each driver involved in the accident to receive this information.
Does their driver own any secondary insurance policies or any umbrella coverage policies? Make sure to get a signed affidavit that there are no such policies in existence if this is what they claim.
According to legal experts, these are just a few of the most important questions that should be asked. In any situation that entails the possibility of having to go to court, one will want to have all of their bases covered. Click here for more details.
