When a household’s main breadwinner dies, the rest of the family may be left with insufficient resources if the wage earner had no life insurance. Survivors of deceased workers can often collect benefits from the SSA but, to be eligible, spouses must have been married for a minimum of one year. In some cases, divorced surviving spouses are eligible for survivors’ benefits with the help of a Social Security Attorney in Fort Worth TX.
Parents’ Benefits
The spouse of a deceased worker can get monthly benefits if the survivor cares for at least one of the deceased person’s children who is disabled or under the age of 16. Typically, deceased spouses must have been in the work force for at least half of the last 20 years to get retirement benefits, but special rules apply for Social Security. Benefits stop when the child reaches 16 years old or the disability stops, but they restart when the survivor turns 60, or 50 if disabled.
Surviving Spouses’ Benefits
When a household’s main breadwinner dies, the rest of the family may be left with insufficient resources if the wage earner had no life insurance. Survivors of deceased workers can often collect benefits from the SSA but, to be eligible, spouses must have been married for a minimum of one year. In some cases, divorced surviving spouses are eligible for survivors’ benefits with the help of a Social Security Attorney in Fort Worth TX.
Parents’ Benefits
The spouse of a deceased worker can get monthly benefits if the survivor cares for at least one of the deceased person’s children who is disabled or under the age of 16. Typically, deceased spouses must have been in the work force for at least half of the last 20 years to get retirement benefits, but special rules apply for Social Security. Benefits stop when the child reaches 16 years old or the disability stops, but they restart when the survivor turns 60, or 50 if disabled.
Surviving Spouses’ Benefits
If a person is married to a disabled spouse for a year before the death and the deceased was receiving disability payments, the survivor can get benefits under the following circumstances:
* The survivor is 50-60 and disabled within seven years of the worker’s death
The survivor is older than 60
* A surviving spouse under 50 and not caring for minor or disabled children cannot get survivor’s benefits. If the spouse remarries or can get higher benefits under their own record, survivor’s benefits will not be given.
Benefits for Divorced Spouses
If a worker was getting or was eligible for SSDI, the surviving spouse can get benefits if they are 50+ and disabled, over 60, or caring for the deceased person’s child. Spouses should call a social security attorney in Fort Worth TX, to determine whether they can receive benefits.
Benefit Amounts
A surviving spouse’s monthly check depends on the deceased person’s earnings record. The survivor will get a portion of the amount the worker would have received. Spouses of full retirement age will get the full amount, and those between 60 and retirement age will get up to 99% of the monthly amount. Those receiving parents’ benefits will get 75% of the monthly amount.
If a person is married to a disabled spouse for a year before the death and the deceased was receiving disability payments, the survivor can get benefits under the following circumstances:
* The survivor is 50-60 and disabled within seven years of the worker’s death
The survivor is older than 60
* A surviving spouse under 50 and not caring for minor or disabled children cannot get survivor’s benefits. If the spouse remarries or can get higher benefits under their own record, survivor’s benefits will not be given.
Benefits for Divorced Spouses
If a worker was getting or was eligible for SSDI, the surviving spouse can get benefits if they are 50+ and disabled, over 60, or caring for the deceased person’s child. Spouses should call a social security attorney in Fort Worth TX, to determine whether they can receive benefits.
Benefit Amounts
A surviving spouse’s monthly check depends on the deceased person’s earnings record. The survivor will get a portion of the amount the worker would have received. Spouses of full retirement age will get the full amount, and those between 60 and retirement age will get up to 99% of the monthly amount. Those receiving parents’ benefits will get 75% of the monthly amount.
