In Louisiana, it is the responsibility of all employers to obtain worker’s compensation coverage for their workers. The policies mitigate certain risks associated with worker-related injuries. They provide payments for medical treatment as well as at least 60% of the worker’s wages. The following is information that workers need to know about Workers Compensation.
What Conditions Apply to These Claims?
The injuries must occur during the workday. The worker mus be performing their job duties or present inside the employer’s property. If they work offsite, they must be within the parameters of the work site. If these conditions don’t apply to the accident, the worker cannot file a claim to acquire any benefits.
Are There Any Immediate Factors that Deny Benefits?
Yes, under the terms of the policies, the workers must be tested for alcohol and controlled substances. If they fail the drug and alcohol screening, they are disqualified immediately for benefits. This is also a violation of most company policies as it endangers other workers as well as the injured worker. In some cases, it presents just cause for termination of the employee.
Define Light Duty and How It Applies
Light duty is work that the injured worker can perform while they are healing. While these tasks may not be related to their current position, if the worker is capable of performing these less strenuous tasks, he or she is required to complete them. If they have these capabilities and the work is available, they will not receive monetary benefits through their claim.
What are the Deadlines for These Claims?
The initial report must be completed and submitted to the worker’s employer. This report must be submitted within thirty days following the accident in which the injuries were produced. The worker also faces a statute of limitations of three years if they wish to file a legal claim.
In Louisiana, employers purchase worker’s compensation coverage if they hire workers. These requirements apply if they hire only two workers regardless of any relation to the owner. The policies provide complete payment for all medical treatment. They also offer monetary benefits to replace wages. Workers who were injured and have questions about Workers Compensation can visit chrisrichardattorney.com right now.
