Many people believe that SSI (Supplemental Security Income) and SSDI (Social Security Disability Income) are the same, but they are different benefits with varying eligibility requirements. A Disability Attorney in Olympia WA can help clients distinguish between these benefit types and ensure that they get the benefits for which they qualify. Below is a brief explanation of the differences between SSDI and SSI.
SSDI
Social Security disability income benefits are for those who built up work credits before the disability occurred. These people prepaid for the benefits through payroll taxes, effectively insuring themselves against a future disability. A candidate for SSDI must be between the ages of 18 and 65, and they must have enough work credits to be eligible. The benefit amount corresponds to the number of work credits the person gathered before the onset of the disability. In some cases, a person’s dependents (spouse or children) can get auxiliary benefits through SSDI.
Social Security disability income benefits aren’t guaranteed, and unfortunately, most petitions are initially denied. If a person was denied benefits, a Disability Attorney in Olympia WA can help them appeal the decision and get the benefits to which they are entitled. Disability law is very complex, and having a lawyer can increase a person’s chances of a favorable decision during the appeals process.
SSI
SSI, or Supplemental Security Income, is available to those who never worked or who have not accumulated sufficient work credits to become eligible for SSDI. SSI is funded by the taxpayers, and the amount a person receives depends on what they need to live comfortably. To become eligible, the beneficiary must submit to a means test, have under $2000 in assets, and have little or no income. SSI can be received and used in combination with government benefits, Medicaid, and food stamps.
Disability lawyers in the Olympia area represent local residents who have been denied SSI and SSDI benefits. They understand the Social Security Administration’s laws, and they can appeal board decisions and help clients get benefits that were wrongfully withheld. Contact us to schedule a consultation by calling the office or visiting the website.
