Once you reach retirement age you are eligible for Social Security retirement benefits. If you become disabled prior to the age of retirement, Social Security benefits are available to tide you over until you are back at work or, if worse comes to worse, you never work again. Disability benefits in Des Plaines are in addition to benefits you may get from a worker’s comp claim or an award you might get should you win a personal injury law suit.
What disability benefits are available?
The monthly benefits that are available from Social Security are based on a number of factors:
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Your age when the disability began
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Your income
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Your projected retirement date, and
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The number of years that you worked
On average, the amount of the monthly payment amounts to 40 percent of the pre-disability income.
While waiting for benefits you can claim against your personal disability insurance or a health and disability plan sponsored by your employer.
How can medical bills be paid for while waiting?
Social Security does not include health insurance cover while you are awaiting the results of your application for disability benefits. Once you have been receiving benefits for two years however, you become eligible for Medicare. If your disability is such that you need such things as kidney dialysis for example, you may be eligible for Medicare immediately upon application. This is one of the disability benefits in Des Plains that your attorney can help you with.
Is there any help for family members?
As there will be a drop in your income, Social Security may be available to your family members. Children under the age of 18 may be eligible for assistance to help them complete high school; the children are also eligible for Medicaid if the total family income falls below $45,000.
If you feel you are eligible for disability benefits in Des Plains you are well advised to consult with a seasoned attorney that focuses on such issues.
Disability benefits in Des Plains are often a lifeline for those who are no longer in a position to work and earn a living. To discuss this further you are invited to contact The Law Offices of Rabin, Kodner & Brown, Ltd. or you can also visit www.rabinsslaw.com to know more about social security benefits. Follow us on twitter.
