In Washington, consumers must follow specific guidelines when filing for any chapter of bankruptcy. They will also face certain costs when approaching these claims. For this reason, they must assess the overall requirements for these cases. The following is a review of associated costs with a Cheap Bankruptcy Attorney In Tacoma WA.
Reviewing the Cost of Credit Counseling Programs
Consumers must determine what credit counseling programs are state approved. If they aren’t state approved, the court won’t accept the program as the necessary prerequisite for bankruptcy. Consumers have the choice between non-profit organizations that could provide free credit counseling or commercial services. The commercial services charge an average of $25 in the state of Washington.
How Much Does it Cost to File for Bankruptcy?
The filing fee for filing a chapter 7 bankruptcy is $306. The filing fee for filing a chapter 13 bankruptcy is $281. These fees are the standard filing fee and do not reflect the exact cost of filing through an attorney. Consumers should schedule a consultation with an attorney and discuss all associated filing and attorney fees. Select attorneys may provide a lower rate based on the total volume of debts possessed by the consumer and the complexities associated with their case.
Reviewing Requirements for Bankruptcy
After the consumer is required to pay monthly fees for a chapter 13 claim. The value of the payments is based on their income and the total value of the debts. The value is divided by the total months in which the case will be active. Select courts may require wage garnishment to acquire these payments from the consumer.
Additionally, they are required to use all disposable income to pay for any excess debts. This value is identified after the consumer’s household bills and projected bankruptcy payments are deducted from their salary.
In Washington, consumers follow careful guidelines to lower the full cost of their bankruptcy case. These cases are used to manage excessive debt accumulation in which legal action is probable. Consumers who want to start a claim with a Cheap Bankruptcy Attorney In Tacoma Wa call to schedule an appointment now.
